Tom Fellhauer, and Peter Ficek will do a presentation on Marriage

 Breakdowns. In today's world marriage breakdowns are becoming

 more prevalent. When a couple can no longer reconcile their

 differences it becomes necessary to split up. What constitutes 

 and are the consequences of a marriage breakdown. 

Tom and Peter will do a presentation that will include financial 

 implications,  taxation issues,  and estate planning concerns.